May 8, 2025· 9 min read·Callora Team

TCPA-compliant AI voice agents: the US operator checklist

A pragmatic 12-point checklist to run AI voice agents in the US without lawyers billing you weekly.

tcpa
compliance
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Running AI voice agents in the US is not intrinsically risky, but there are 12 concrete things to have in place before you scale.

The checklist

  1. Explicit call-recording consent — the AI agent must announce recording and processing at the start of every call. Required in "two-party consent" states (California, Florida, Illinois, and nine others). Callora does this automatically as the first line of every opening message.
  1. TCPA compliance for outbound — no autodialing to mobile numbers without prior express written consent. Maintain an internal Do-Not-Call list and honor it in real time.
  1. National DNC registry — scrub outbound lists against the FTC DNC registry every 31 days. Callora can gate outbound campaigns against your uploaded DNC list.
  1. Data minimisation — do not extract or persist personal data you do not need. Configure the speech-analysis prompt to only extract required fields.
  1. Right to erasure (CCPA / CPRA / VCDPA / CPA) — callers can request deletion. Callora exposes per-call and per-user delete endpoints.
  1. State-level privacy laws — California, Virginia, Colorado, Connecticut, and Utah all impose data-subject rights. Callora exposes per-user delete and export endpoints.
  1. HIPAA (healthcare) — sign a Business Associate Agreement with your voice-AI vendor and your telephony provider. Callora offers signed BAAs on Business.
  1. PCI-DSS (payments) — if collecting payment information, offload to a PCI-compliant tokenisation flow. Do not have the agent read or repeat card numbers.
  1. Retention policy — set a maximum retention. 30 to 90 days is typical. Longer requires stronger justification and stronger security.
  1. Access controls — not every employee needs access to every call. Use role-based access.
  1. Caller identification and authentication — for account-specific calls, do not rely on caller ID alone. Use knowledge-based authentication or a code sent via SMS.
  1. AI disclosure (state laws emerging) — Utah, California, and Colorado now require AI disclosure at the start of certain calls. Callora automatically adds a disclosure line to opening messages when enabled.

What Callora handles for you - Automatic consent line in every opening message. - Per-call and per-user delete APIs. - Signed BAA available on Business. - Full sub-processor list in public docs. - Configurable retention (7 / 30 / 90 days). - DNC scrubbing on outbound campaigns (Pro and Business).

Read the platform docs or start a compliant deployment.

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